July 12, 2008By: LazyInvestor Category: Online Income
The opportunities for profitable income online are abundant, with a wide range of business models for the investor to consider. However, regardless of the type of online endeavor you choose for passive income, there is one caveat that determines success: traffic.
Traffic or the lack thereof, is what makes or breaks an online business. Regardless of how well the website, its user interface, or its innovative offerings are designed, the only Read Complete Article
Statistics purport that more millionaires in America achieved their wealth through real estate than any other endeavor. The magnificent rally of real estate in the last several years serves as yet another testament of the power of property. However, with the plateau and fall of prices, many investors wonder if real estate is still a savvy portfolio holding. Flipping homes for an easy profit is no longer lucrative in a buyer’s market. However, for the long-term investor, the answer is indeed profitable. Read the rest of this entry →
The appeal and respectability of peer-to-peer lending continues to rise, creating a win-win situation for both the borrower and the lender. Prosper.com , a leading P2P lending website, has already surpassed $135 million in loans, and according to the Online Banking Report, the volume of peer-to-peer loans may hit $9 billion by 2017.
Certainly, peer-to-peer lending has both its advantages, as well as its risks. Like any type of investment, diversification is the key to mitigating the risk of loss in your portfolio. When you treat your peer-to-peer investments like you would your stock portfolio, then in the long-run, you can ensure that your gains will significantly outpace any of the losses on defaults. Here are several tips for creating the best blueprint of diversification for your peer-to-peer lending investments. Read the rest of this entry →
Although the smoke signals of a potential recession are still not definitive, it is clear that our economy has slowed down. With the volatility in the equities market, many investors are holding their funds on the sidelines. However, instead of simply placing your portfolio funds into a low-earning CD, there are several investments that have the potential to grow, even through a recession.
Most financial experts recommend that everyone should have some cash stashed away for a rainy day. Unfortunately most people do not think about such things until it’s too late and something has already happened where they need the money right away. Those of us who are wise and think ahead will put some money away for hard times but as many as 41% of Americans do not have any money at all saved for an emergency. You never know what life throws at you and it is always better to be prepared then to be sorry. Read the rest of this entry →
As most of you have noticed, most securities pay their dividends quarterly. But those who take the time to find and invest in securities that pay their dividends monthly have a slight advantage.
Investing in securities that pay their dividends monthly as opposed to quarterly can give you an edge over time.
Advantages if you are reinvesting your dividends
For those who are reinvesting their dividends, monthly payments as opposed to quarterly dividend payments will make a very small difference in the short term, but over the long run the deference will become bigger. By taking advantage of the power of compounding, monthly dividend reinvestments will grow at a faster rate as opposed to getting that same dividend quarterly. Read the rest of this entry →
Research shows that most investors are more depressed when they are loosing money, then happy when they are making money. Psychology plays a big part in investing and getting past your initial desire to get out, in a panic driven market, can go a long way over the long run. Many investors wind up buying high and selling low because they panicked and sold at or near the bottom. But what if they where buying in a correction instead of panic selling?
Many investors feel like they should have moved more money into cash before the markets started selling off and then repurchae their shares at a lower price, or that they should have held off on that investment a little longer until prices were even more attractive. It can be incredibly frustrating. But one cannot time the markets (at least not without a working time machine) and trying to do so will only loose you money. Instead we should all have a good strategy for dealing with market corrections, and taking advantage of hidden oportunities to build wealth. Read the rest of this entry →
We have all heard one financial expert after another talk abut how important it is to have your investments diversified over various types of investments and as many unrelated sectors as possible. But you’d be surprised at how many people completely ignore this advice and stick their money in just a hand full of investments, or even worse just one. In a bull market one may feel safe doing this because most things are going up, however when the market turns bearish you can loose a lot of money real fast.
The following article demonstrates a real life example of what can happed if you put all your eggs in one basket. Read the rest of this entry →
There are many income investors who look for monthly dividend payments in order to support their retirement income. Other investors who are not yet close to retirement want monthly dividends for faster compounding in their IRAs or other investment accounts.
The following is a list of more than 200 different stocks, REITs, CEFs, oil income funds, Canadian royalty trusts and floating rate funds, which pay their dividends monthly. All of these securities trade on the New York Stock Exchange (NYSE) or American Stock Exchange (AMEX). This list is sorter by yield with the highest at the top. Canadian companies are identified [Canada] because of their tax withholding issues. Read the rest of this entry →
The opportunities for profitable income online are abundant, with a wide range of business models for the investor to consider. However, regardless of the type of online endeavor you choose for passive income, there is one caveat that determines success: traffic.
Statistics purport that more millionaires in America achieved their wealth through real estate than any other endeavor. The magnificent rally of real estate in the last several years serves as yet another testament of the power of property. However, with the plateau and fall of prices, many investors wonder if real estate is still a savvy portfolio holding. Flipping homes for an easy profit is no longer lucrative in a buyer’s market. However, for the long-term investor, the answer is indeed profitable. 
The appeal and respectability of peer-to-peer lending continues to rise, creating a win-win situation for both the borrower and the lender. 
