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Archive for March, 2008

Emergency Fund 101

March 25, 2008 By: LazyInvestor Category: Personal Finance 1 Comment →

Saving Money

Most financial experts recommend that everyone should have some cash stashed away for a rainy day. Unfortunately most people do not think about such things until it’s too late and something has already happened where they need the money right away. Those of us who are wise and think ahead will put some money away for hard times but as many as 41% of Americans do not have any money at all saved for an emergency.  You never know what life throws at you and it is always better to be prepared then to be sorry.

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Popularity: 4% [?]

Why Monthly Dividends Are Better Than Quarterly

March 03, 2008 By: LazyInvestor Category: Canadian Income Trusts, Dividend Stocks, Generating Passive Income, Personal Finance 2 Comments →

Building Wealth

As most of you have noticed, most securities pay their dividends quarterly. But those who take the time to find and invest in securities that pay their dividends monthly have a slight advantage.

Investing in securities that pay their dividends monthly as opposed to quarterly can give you an edge over time.

Advantages if you are reinvesting your dividends

For those who are reinvesting their dividends, monthly payments as opposed to quarterly dividend payments will make a very small difference in the short term, but over the long run the deference will become bigger. By taking advantage of the power of compounding, monthly dividend reinvestments will grow at a faster rate as opposed to getting that same dividend quarterly.
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Popularity: 29% [?]